Property Tools
Make smarter property decisions with fast, accurate calculators built for a global audience. More tools are added regularly.
Search by name or task, filter by what you are working on, and sort the list your way. Every tool is free, runs in your browser, and needs no sign-up.
40 calculators
Free mortgage calculator online: monthly PITI payment, amortization schedule, PMI, and extra-payment savings. No sign-up.
FinancingCalculate the Equated Monthly Installment for any loan amount, interest rate, and tenure.
FinancingWork out your down payment, loan amount, and how the deposit percentage affects your loan.
FinancingEstimate the closing costs and total cash needed to complete a property purchase.
FinancingMeasure gross and net rental yield to compare income potential across properties.
InvestmentCalculate return on investment and cash-on-cash return for a property deal.
InvestmentEstimate the capital gain (or loss) and gain percentage when selling a property.
InvestmentProject the future value of an investment with contributions and compound growth.
InvestmentFind out how much home you can afford based on income, debts, and down payment.
PlanningCompare the long-term cost of renting versus buying to guide your decision.
PlanningEstimate annual and monthly property tax from assessed value and tax rate.
UtilityConvert property prices between currencies using a reference exchange rate.
UtilityCompare your current mortgage against a new rate to see monthly savings and the break-even point.
FinancingSee how much interest and time you save by paying extra toward your mortgage each month.
FinancingCompare interest-only payments with the higher repayment that follows once the period ends.
FinancingCompare two mortgage offers side by side, including fees, to find the cheaper total cost.
FinancingEstimate property transfer tax or stamp duty using banded rates for major markets.
FinancingFind out whether mortgage insurance applies, what it costs monthly, and how to avoid it.
FinancingCalculate capitalization rate and net operating income to compare investment properties.
InvestmentWork out monthly and annual cash flow after mortgage, expenses, and a vacancy allowance.
InvestmentScreen properties quickly using the gross rent multiplier, a fast relative-value metric.
InvestmentCalculate the debt service coverage ratio lenders use to assess investment property loans.
InvestmentCompare property prices against local rents to judge whether a market favors buying or renting.
InvestmentProject a property's future value and total gain at an assumed annual appreciation rate.
InvestmentCalculate your home equity and estimate how much you could borrow against it.
InvestmentMeasure your front-end and back-end debt-to-income ratios the way lenders do.
PlanningFind out how long it takes to save your target down payment with monthly contributions.
PlanningAdd up your true monthly cost of ownership including tax, insurance, maintenance, and utilities.
PlanningCalculate price per square foot or metre and see how much space your budget buys.
UtilityConvert between square feet, square metres, square yards, acres, and hectares.
UtilitySee a year-by-year breakdown of how your mortgage payments split between interest and principal.
FinancingEstimate the loan amount a lender may offer based on your income and existing obligations.
FinancingCalculate your loan-to-value ratio and see which lender risk band you fall into.
FinancingWork out the true cost of short-term bridging finance including interest and all fees.
FinancingFind out whether a renovation adds more value than it costs before you commit.
InvestmentCalculate the occupancy level a rental needs just to cover its costs and debt.
InvestmentDiscount future cash flows and sale proceeds to judge whether a deal beats your target return.
InvestmentProject net income from a short-term rental after platform fees, cleaning, and fixed costs.
InvestmentSee the monthly and yearly impact of a proposed percentage rent increase.
PlanningConvert between metres, feet, yards, kilometres, and miles for plot and frontage dimensions.
UtilityEach step takes under two minutes and feeds the next number.
Each step takes under two minutes and feeds the next number.
The AI Analyzer combines the mortgage, yield, cash-flow and DSCR maths into one scenario: upfront cash, monthly cash flow, net yield, and risk flags — with every assumption visible.
Open the AI AnalyzerEverything that decides what a home actually costs to borrow: monthly mortgage and EMI payments, loan-to-value, down payments, PMI, stamp duty and transfer tax, plus the real savings from extra payments or refinancing. Run these before you apply for a loan so you walk in knowing your numbers.
Free mortgage calculator online: monthly PITI payment, amortization schedule, PMI, and extra-payment savings. No sign-up.
Calculate the Equated Monthly Installment for any loan amount, interest rate, and tenure.
Work out your down payment, loan amount, and how the deposit percentage affects your loan.
Estimate the closing costs and total cash needed to complete a property purchase.
Compare your current mortgage against a new rate to see monthly savings and the break-even point.
See how much interest and time you save by paying extra toward your mortgage each month.
Compare interest-only payments with the higher repayment that follows once the period ends.
Compare two mortgage offers side by side, including fees, to find the cheaper total cost.
Estimate property transfer tax or stamp duty using banded rates for major markets.
Find out whether mortgage insurance applies, what it costs monthly, and how to avoid it.
See a year-by-year breakdown of how your mortgage payments split between interest and principal.
Estimate the loan amount a lender may offer based on your income and existing obligations.
Calculate your loan-to-value ratio and see which lender risk band you fall into.
Work out the true cost of short-term bridging finance including interest and all fees.
The metrics serious investors check before any deal: rental yield, ROI and cash-on-cash, cap rate, DSCR, cash flow, price-to-rent and more. Run a property through these calculators to compare opportunities on the same numbers instead of gut feel.
Measure gross and net rental yield to compare income potential across properties.
Calculate return on investment and cash-on-cash return for a property deal.
Estimate the capital gain (or loss) and gain percentage when selling a property.
Project the future value of an investment with contributions and compound growth.
Calculate capitalization rate and net operating income to compare investment properties.
Work out monthly and annual cash flow after mortgage, expenses, and a vacancy allowance.
Screen properties quickly using the gross rent multiplier, a fast relative-value metric.
Calculate the debt service coverage ratio lenders use to assess investment property loans.
Compare property prices against local rents to judge whether a market favors buying or renting.
Project a property's future value and total gain at an assumed annual appreciation rate.
Calculate your home equity and estimate how much you could borrow against it.
Find out whether a renovation adds more value than it costs before you commit.
Calculate the occupancy level a rental needs just to cover its costs and debt.
Discount future cash flows and sale proceeds to judge whether a deal beats your target return.
Project net income from a short-term rental after platform fees, cleaning, and fixed costs.
Decide how much home you can truly afford and how to get there: affordability and debt-to-income checks, rent-versus-buy comparisons, down-payment savings goals, and the full monthly cost of ownership beyond the mortgage payment.
Find out how much home you can afford based on income, debts, and down payment.
Compare the long-term cost of renting versus buying to guide your decision.
Measure your front-end and back-end debt-to-income ratios the way lenders do.
Find out how long it takes to save your target down payment with monthly contributions.
Add up your true monthly cost of ownership including tax, insurance, maintenance, and utilities.
See the monthly and yearly impact of a proposed percentage rent increase.
Quick conversions and everyday property math: currency conversion for international listings, price per square foot or metre, and area and length converters. Accurate, instant, and free — no sign-up.
Estimate annual and monthly property tax from assessed value and tax rate.
Convert property prices between currencies using a reference exchange rate.
Calculate price per square foot or metre and see how much space your budget buys.
Convert between square feet, square metres, square yards, acres, and hectares.
Convert between metres, feet, yards, kilometres, and miles for plot and frontage dimensions.
Need the rules and rates behind the numbers? The stamp duty hub compares transfer taxes across 70 jurisdictions and every country hub lays out deposit norms, holding costs and buyer rules for that market.
Yes. All calculators on this page are free to use with no sign-up, no downloads, and no limit on how many times you run them. Inputs stay in your browser and are never saved to a server.
If you are buying, start with the Mortgage Calculator or Home Affordability Calculator to see what a loan really costs. If you are investing, start with the Rental Yield Calculator or ROI Calculator to compare deals on the same numbers.
Yes. Every calculator is built mobile-first and works in any modern browser on phones, tablets, and desktop. Results and amortization tables scroll cleanly inside their cards at any screen width.
The tools use standard industry formulas (amortization, yield, cap rate, DSCR and so on) and clearly stated assumptions such as illustrative tax rates. Use them for planning and comparison, then confirm final numbers with a lender or licensed professional for your exact situation.
