The Lashkari AI Property Analyzer runs a free, instant investment review of a property in the USA, UK, Canada, Australia, or the UAE. It combines a deterministic finance engine — the same math behind our Mortgage, Rental Yield, and DSCR calculators — with an AI narrative layer to show what a deal really costs: total upfront cash including transfer tax, net yield, cash-on-cash return, monthly EMI, and whether the property cash-flows after the mortgage. No sign-up is required, and you can paste a listing link to auto-fill your inputs.
Evaluate real cash required, transfer fees, net yield, cash-on-cash return and cross-border risk flags across USA, UK, Canada, Australia and UAE. Three steps, every assumption visible.
Each market applies its own transfer tax, buying rules and foreign-buyer treatment. Choose the one that matches the listing.
Currency follows the market automatically: USD · GBP · CAD · AUD · AED. A representative Dubai example is pre-filled — replace it with your listing in the next step.
Every report is built from the same five blocks, so you can compare deals across countries on identical numbers:
An AI narrative then summarizes the key insight in plain language and tells you the one thing to verify locally before committing.
The engine is deterministic — the same inputs always produce the same report. Net yield is (gross rent − property tax − HOA − maintenance − vacancy) ÷ price. Cash-on-cash return is annual cash flow after the mortgage ÷ total upfront cash. The EMI uses the standard amortization formula over your loan term.
Country rules are illustrative defaults with named sources — UK SDLT bands from gov.uk, NSW transfer duty from revenue.nsw.gov.au, Ontario land transfer tax from ontario.ca, the Dubai Land Department fee from dubailand.gov.ae, and a New York transfer-tax proxy for the USA. Every rule carries an effective date, and the report lists its assumptions so you always know what was modelled. Where a floor area is unknown, the engine estimates it from price for the service-charge check — swap in the real square footage for a precise reading.
Take the tool's Dubai preset — a 2BR tower apartment at AED 2,200,000 renting for AED 14,000 a month, bought with 25% down at 5.2% over 25 years by a foreign buyer. The report works like this:
| Line item | Amount (AED / yr) |
|---|---|
| Down payment (25%) + DLD 4% + registration & legal | 644,500 upfront |
| Gross rent (14,000 × 12) | 168,000 |
| Service charge proxy + maintenance + vacancy | −89,520 |
| Net operating income | 78,480 |
| Mortgage (EMI 9,839 × 12) | −118,068 |
| Cash flow after mortgage | −39,588 → AVOID |
Gross yield is 7.6%, but net yield drops to 3.6% once the size-proxy service charge and vacancy allowance are included, and the mortgage turns the deal negative — so the engine returns an AVOID verdict at 75% confidence. That is the point: on paper the headline yield looks strong, and the analyzer shows whether the rent actually covers the carry. For a real deal, replace the size proxy with the actual floor area and the latest service-charge schedule.
It is a free tool that runs an instant investment review of a property in the USA, UK, Canada, Australia, or the UAE. It combines a deterministic finance engine with an AI narrative to show total upfront cash including transfer tax, net yield, cash-on-cash return, monthly EMI, annual cash flow, risk flags, and an overall BUY / WATCH / AVOID verdict.
The verdict is rule-based, not random. A property with a net yield of at least 6% and positive annual cash flow after the mortgage is a BUY; a net yield below 3.5% or annual cash flow worse than -5,000 in the local currency is an AVOID; everything in between is a WATCH. Confidence scores sit between 72% and 82% because the engine never over-claims certainty.
Yes. Paste a listing URL or the listing text and the AI extracts the price, estimated monthly rent, address, city, country, and property type into the form automatically, so you do not have to retype them.
Yes, it is free with no sign-up. A light rate limit (roughly 20 analyses per five minutes per visitor) exists only to stop automated abuse, not to charge users.
No. It is an educational model that uses illustrative, dated country rules and clearly stated assumptions. Confirm every tax, fee, and legal restriction with a qualified local professional before making an offer.
Educational intelligence demo. Figures use illustrative country defaults and your inputs. Not legal, tax, or valuation advice. Confirm every surcharge and fee with a qualified local professional.
