Calculators, expert guides, and market insights for buyers and investors across the USA, UK, Canada, Australia, UAE, and beyond. Every number is reproducible — the assumptions are on the page.
What will this home really cost — payment, deposit, closing costs and taxes.
Start buying calculationsDoes this deal work — yield, cash flow, DSCR, ROI and cap rate on the same numbers.
Analyze an investmentCountry costs, transfer taxes and buyer rules across the USA, UK, Canada, Australia and UAE.
Explore country guidesSearch by task or filter by what you are planning — no need to scan the full list.
Buyer scenario
Investor scenario
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Accurate calculators for mortgages, yields, ROI, and more.
Well-researched guides and market insights you can trust.
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LashkariProperties is run by Nirmal Lashkari, a sole proprietor in Indore, Madhya Pradesh, India. The calculators are free, they run in your browser, and they are not a substitute for a lender, solicitor, or tax adviser. If you want the long version — what we are, what we are not, and how to reach a real person — read the About page or the author profile.
Every article is published under Nirmal Lashkari's name. The guides explain the maths behind a mortgage payment, a rental yield, or a cash-to-close figure so you can test a decision before you spend money on it.
Every calculator here runs the same maths a lender or agent would run, with every assumption visible. Three worked examples show the style of answer you get:
With $80,000 down, 30 years, $4,000 tax and $1,000 insurance, the monthly PITI is $2,439.28 — $2,022.62 of principal and interest plus $333.33 tax and $83.33 insurance. Adding $100 a month cuts payoff to 314 months and saves roughly $61,698 in interest.
With $4,000 in annual expenses, gross yield is 6.17% but net yield is 5.03% — the difference is exactly the $4,000 of costs divided by the value. The net number is what you keep.
That is a 1.41 DSCR, above the 1.25 minimum many investment lenders look for. Change either input and the calculator shows exactly how the coverage moves.
Every rate and rule on this site carries a source and an effective date, not a vibe. The UK stamp duty bands come from gov.uk, the Australian transfer duty from revenue.nsw.gov.au, the Ontario land transfer tax from ontario.ca, the Dubai Land Department fee from dubailand.gov.ae, and the US transfer-tax proxy from tax.ny.gov. Where a figure is illustrative — a national average, a typical deposit — the page says so and tells you what to confirm locally. That is the contract: if you can reproduce the math, you can trust the conclusion. The same sources feed the country hubs, the calculator assumptions, and the blog guides, so the number you see on one page is the number you will see on the next.
Run the numbers in seconds — all 40 calculators are free, run in your browser, and need no sign-up.
Free mortgage calculator online: monthly PITI payment, amortization schedule, PMI, and extra-payment savings. No sign-up.
Calculate the Equated Monthly Installment for any loan amount, interest rate, and tenure.
Work out your down payment, loan amount, and how the deposit percentage affects your loan.
Estimate the closing costs and total cash needed to complete a property purchase.
Measure gross and net rental yield to compare income potential across properties.
Calculate return on investment and cash-on-cash return for a property deal.
Start with the mortgage calculator, check how much you can borrow with the affordability calculator, and price the deposit and loan with the down payment calculator.
Screen income with the rental yield calculator, test financing with the DSCR calculator, and judge value with the cap rate calculator.
Compare offers with the refinance calculator, see the effect of extra principal with the extra payment calculator, and generate the full table with the amortization schedule calculator.
Convert currencies with the currency converter, normalise areas with the price per area calculator, and estimate transfer tax with the stamp duty calculator.
The costs and rules change a lot between markets. Each country hub starts with the numbers that actually move your budget — deposit norms, transfer taxes, holding costs, and the calculators that turn an asking price into a payment:
Down payments, PMI, closing costs, property tax — and the 30-day closing process.
Stamp duty bands, leasehold flats, surveys, and the chain process explained.
The mortgage stress test, land transfer tax, CMHC insurance, and foreign-buyer rules.
State stamp duty, LMI below 20% down, auctions, and FIRB for foreign buyers.
Freehold zones, the 4% DLD fee, service charges, and the no-property-tax advantage.
Want the full walkthrough? Read the deep country guides: USA · UK · Canada · Australia · UAE
The guides behind the calculators — written by Nirmal Lashkariand checked against primary sources.
How landlords calculate net yield: the exact expense list that separates net from gross, vacancy and management math, worked examples, and why net yield is not.
Aug 15, 2026 · 10 min read
Capital gains on property sales: how the gain is computed, the US primary-residence exclusion, UK and Canada rates, Australia's 50% discount, and a worked.
Aug 15, 2026 · 11 min read
UAE off-plan property: Dubai's 4% DLD fee and registration costs, how developer payment plans really work, RERA escrow protection, worked numbers on a AED 2.2.
Aug 15, 2026 · 10 min read
These calculators produce estimates from the numbers you enter. They are educational tools, not a lender quote, an offer of finance, or financial, tax or legal advice. Property taxes, insurance, mortgage insurance, fees and rules vary by country, region and lender — and they change over time.
Before you rely on a figure for a real purchase or investment, verify it with a licensed professional and your actual lender. The worked examples on this page use fixed assumptions so you can reproduce the maths; your own numbers will differ, and that difference is expected.
LashkariProperties is run by Nirmal Lashkari in Indore, Madhya Pradesh, India. There is no investment advice, no property listing service, and no paid-for ranking of tools or guides.
