Property buying costs
The tax you pay when you buy property differs wildly by country — from 0% in Alberta and Saskatchewan to a flat 4% in Dubai and a progressive 6.75% top band in the Australian Capital Territory. Every page below has a live calculator pre-loaded with that jurisdiction's bands, a worked example, reliefs, and links to the official revenue authority.
0% to £125,000, then 2% to £250,000, 5% to £925,000, 10% to £1.5m, and 12% above £1.5m.
0% to £145,000, then 2% to £250,000, 5% to £325,000, 10% to £750,000, and 12% above.
0% to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, and 12% above.
0% to £125,000, then 2% to £250,000, 5% to £925,000, 10% to £1.5m, and 12% above — the same bands as England.
Progressive from 1.25% to 5.5% — a $1m home pays about $40,000 in transfer duty.
1.4%–6% on the first $960,000, then a flat 5.5% to $2m and 6.5% above — a $900k home pays ~$48,000.
0% to $5,000, then 1.5% to $75,000, 3.5% to $540,000, 4.5% to $1m, and 5.75% above — a $700k home pays ~$21,000.
Progressive from 1.5% to 5.15%, jumping to a 6.5% top band above $3m — a $700k home pays ~$27,000.
Eleven progressive bands from 1% to 7% — a $550k home pays about $25,000.
Progressive from 1.75% to a capped 4.5% — the lowest top rate of any Australian state.
A flat 2.24% up to $525,000, then 5.99% above — a $550k home pays about $13,258.
Progressive to a 6.75% top band — the highest marginal rates in Australia; a $800k home pays ~$36,000.
0.5% to $55,000, 1% to $250,000, 1.5% to $400,000, 2% to $2m, and 2.5% above — an $800k home pays about $12,475 in provincial tax.
1% to $200,000, 2% to $2m, 3% to $3m, and 5% above — a $900k home pays ~$16,000.
0.5% to $54,700, then 1%, 1.5%, 2% and 2.5% bands — a $500k home pays about $6,436 (the 'welcome tax').
No land transfer tax — Alberta charges 0% on every purchase.
0% to $30,000, then 0.5%, 1%, 1.5% and 2% — a $450k home pays about $7,650.
Municipal deed transfer tax of about 1.5% (0.5%–1.5% by municipality) — a $400k home pays ~$6,000.
No land transfer tax — Saskatchewan charges 0% on every purchase.
State documentary stamp tax of $0.70 per $100 (0.7%) plus county surtaxes of up to $0.45 per $100 in some counties.
State transfer tax of $2 per $500 (0.4%); New York City adds 1.0–1.425% and the mansion tax adds 1%+ above $1 million.
Banded REET: 1.1% up to $525k, 1.28% to $1.5m, 2.75% to $3m, 3% above — paid by the seller in most counties.
No state transfer tax or stamp duty on residential sales; closing costs are dominated by title insurance and recording fees.
State documentary transfer tax of $1.10 per $1,000 (0.11%) plus county and city transfer taxes where adopted (SF adds ~0.5–0.75%).
Combined state (1%) plus local (1%) realty transfer tax — 2% in most counties, higher in Philadelphia.
Transfer tax of $1 per $1,000 (0.1%) plus an intangible recording tax on the mortgage amount.
Excise tax of $1 per $500 (0.2%) on the sale price, paid at registration.
No state transfer tax or deed stamp; only a small filing fee for the affidavit of property value.
No state transfer tax; small county recording fees and title insurance dominate closing costs.
No state transfer tax; Cook County adds $1 per $500 (0.2%) and the City of Chicago adds $3.75 per $500 (0.75%) on top.
Deed excise tax of $2.28 per $500 (0.456%) plus up to $0.50 per $500 (0.1%) community-preservation surcharge in many cities and towns.
Seller-paid graduated realty transfer fee (0.5% on the first $150k, rising to ~1% above $550k); buyer pays a flat $500–1,000 fee by price tier.
State recordation tax of $0.25 per $100 (0.25%) plus a grantor's tax of $0.10 per $100 (0.1%) paid by the seller; local recordation taxes add more in many counties.
State transfer tax of 0.5% plus a county transfer tax of up to 1.5% — roughly 2% in most counties, plus recordation tax.
State RETT of $3.75 per $500 (0.75%) paid by the seller, plus an optional county tax of $0.55 per $500 (0.11%) where adopted.
State excise tax of $0.10 per $100 (0.1%) plus a county excise of up to $0.40 per $100 (0.4%) — up to 0.5% total.
State deed tax of $1.65 per $500 (0.33%) plus a mortgage registry tax of $2.30 per $500 (0.46%) on any new loan.
State transfer tax of $1 per $1,000 (0.1%) plus county taxes of up to $1.50 per $1,000 (0.15%) — more in Multnomah County.
No state transfer tax; Clark County (Las Vegas) charges $1.75 per $500 (0.35%) and Washoe County (Reno) $1.50 per $500 (0.3%).
Deed recording fee of $1.85 per $500 (0.37%), usually paid by the seller, plus a small county surcharge in some counties.
State transfer tax of $0.37 per $100 (0.37%) plus a local tax of up to $0.37 per $100 in the largest counties.
No state transfer tax; closing costs are recording fees and title insurance only.
No state transfer tax; St. Louis City charges a 0.5% transfer tax on the seller — most other areas charge recording fees only.
State real estate transfer fee of $3 per $1,000 (0.3%), paid with the transfer return at recording.
State conveyance tax of 0.5% plus a 0.25% municipal tax (0.75% up to $800k); above $800k the state share rises to 1% (1.25% total).
Combined transfer tax of 4% — 2.5% state (seller) plus 1.5% county (buyer) — the highest on the East Coast.
Banded state conveyance tax: 0.1% to $600k, 0.2% to $1m, 0.3% to $2m, 0.4% to $4m, 0.5% above — plus county surcharges.
Transfer tax of $0.80 per $500 (0.16%), split equally between buyer and seller.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; small local fees and title insurance only.
Transfer tax of $2.20 per $500 (0.44%), split between buyer and seller.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
Transfer tax of $1.50 per $100 (1.5%) — 0.75% state plus 0.75% local — paid by the seller.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
Banded transfer tax: 0.5% to $100k, 1.25% to $200k, 1.5% above — paid by the seller.
State transfer tax of $1.10 per $100 (1.1%) plus a municipal excise of up to $0.55 per $100 (0.55%).
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
No state transfer tax; recording fees and title insurance only.
Conveyance tax of $2 per $500 (0.4%), paid by the seller in most towns.
No state transfer tax; recording fees and title insurance only.
Every jurisdiction page embeds the same stamp duty calculator with its official band schedule pre-selected, so the result you see is the number the revenue authority would produce for the standard residential case. Where a jurisdiction publishes “$X plus Y% over Z” schedules (Australia, Canada) the calculator applies the marginal bands exactly as the schedule is written.
Figures are indicative planning values compiled in August 2026 from the named official sources on each page. Rates are revised every financial year in most countries, and reliefs change with budgets — always confirm the live rate with the local revenue authority or a conveyancer before you sign.
Not sure which applies to you? Use the country preset calculator for a quick estimate, or pair a jurisdiction page with the closing cost calculator for the full acquisition picture.
Educational content. All rates are indicative reference values with named, dated official sources and are not legal, tax, or valuation advice. Property rules, fees, and taxes change — confirm every number with a qualified local professional before you commit.
