United States · Transfer Tax
Oregon's state transfer tax is a light $1 per $1,000 (0.1%), with counties able to add up to $1.50 per $1,000 (0.15%). Multnomah County — home to Portland — layers its own housing levy on top of the county option, so Portland-area buyers pay more than the rest of the state. On a $450,000 home outside Multnomah the tax is roughly $450–1,125; inside Portland expect closer to $2,700 once the housing levy is added.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at $450,000.00
Oregon pays $450.00 (0.1%) vs Oregon at $450.00 (0.1%).
State transfer tax of $1 per $1,000 (0.1%) plus county taxes of up to $1.50 per $1,000 (0.15%) — more in Multnomah County. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| All values | Flat 0.1% of the full value |
Indicative figures compiled August 2026 — official source: Oregon Department of Revenue. Rates are typically indexed or revised each financial year.
A USD 450,000.00 purchase in Oregon attracts about USD 450.00 in transfer tax at the standard indicative rates — an effective rate of 0.1%. Recording fees run $50–100; title insurance is standard. That makes the all-in cash requirement USD 450,450.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
State transfer tax of $1 per $1,000 (0.1%) plus county taxes of up to $1.50 per $1,000 (0.15%) — more in Multnomah County. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Oregon Department of Revenue before you commit.
At the indicative rates above, a USD 450,000.00 property attracts about USD 450.00 in transfer tax — an effective rate of 0.1%. Recording fees run $50–100; title insurance is standard.. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in Oregon at the standard indicative rates. State 0.1% applies to the full price. Check current eligibility rules with Oregon Department of Revenue.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Oregon Department of Revenue or a qualified local professional.
