United States · Real Estate Transfer Tax
Maine's real estate transfer tax is $2.20 per $500 (0.44%) of the price, split between buyer and seller unless the contract reassigns it. On a $350,000 home the total is $1,540. There are no bands, and the tax applies to the full price with no first-time buyer exemption — though transfers between spouses and into a trust are exempt. Maine's property tax runs above the national average, so buyers comparing against no-transfer-tax states should weigh the annual bill, not just the closing.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at $350,000.00
Maine pays $1,540.00 (0.44%) vs Maine at $1,540.00 (0.44%).
Transfer tax of $2.20 per $500 (0.44%), split between buyer and seller. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| All values | Flat 0.44% of the full value |
Indicative figures compiled August 2026 — official source: Maine Revenue Services. Rates are typically indexed or revised each financial year.
A USD 350,000.00 purchase in Maine attracts about USD 1,540.00 in real estate transfer tax at the standard indicative rates — an effective rate of 0.44%. Recording fees run $50–150; attorney closings are common. That makes the all-in cash requirement USD 351,540.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
Transfer tax of $2.20 per $500 (0.44%), split between buyer and seller. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Maine Revenue Services before you commit.
At the indicative rates above, a USD 350,000.00 property attracts about USD 1,540.00 in real estate transfer tax — an effective rate of 0.44%. Recording fees run $50–150; attorney closings are common.. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in Maine at the standard indicative rates. Flat 0.44%, split between buyer and seller. Check current eligibility rules with Maine Revenue Services.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: real estate transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Maine Revenue Services or a qualified local professional.
