United States · Real Estate Transfer Tax
New Hampshire's transfer tax is a true 1.5%: the state charges $0.75 per $100 and every town adds another $0.75 per $100, with the seller paying the combined amount unless the contract reassigns it. On a $450,000 home that is $6,750 — one of the heavier transfer bills in New England. There are no bands and no first-time buyer exemption. The saving grace is the absence of any sales or income tax in the state, which is part of why the transfer tax exists: it is one of the few revenue tools the state has.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at $450,000.00
New Hampshire pays $6,750.00 (1.5%) vs New Hampshire at $6,750.00 (1.5%).
Transfer tax of $1.50 per $100 (1.5%) — 0.75% state plus 0.75% local — paid by the seller. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| All values | Flat 1.5% of the full value |
Indicative figures compiled August 2026 — official source: New Hampshire Department of Revenue Administration. Rates are typically indexed or revised each financial year.
A USD 450,000.00 purchase in New Hampshire attracts about USD 6,750.00 in real estate transfer tax at the standard indicative rates — an effective rate of 1.5%. Recording fees run $50–150; attorney closings are common. That makes the all-in cash requirement USD 456,750.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
Transfer tax of $1.50 per $100 (1.5%) — 0.75% state plus 0.75% local — paid by the seller. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with New Hampshire Department of Revenue Administration before you commit.
At the indicative rates above, a USD 450,000.00 property attracts about USD 6,750.00 in real estate transfer tax — an effective rate of 1.5%. Recording fees run $50–150; attorney closings are common.. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in New Hampshire at the standard indicative rates. 1.5% combined, seller-paid by default. Check current eligibility rules with New Hampshire Department of Revenue Administration.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: real estate transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with New Hampshire Department of Revenue Administration or a qualified local professional.
