United States · Transfer Tax
Colorado has no state real estate transfer tax, though a handful of municipalities add modest local transfer fees — Denver, for example, levies a small per-$1,000 fee on some transfers. The buyer's tax load is therefore near zero, and closing costs concentrate in title insurance, survey fees, and lender charges. Colorado's property tax is comparatively light too (effective rates often under 1%), which makes the state attractive on annual holding costs — the main check for buyers is confirming whether the specific city or county has adopted a local transfer fee.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at $500,000.00
Colorado pays $0.00 (0%) vs Colorado at $0.00 (0%).
No state transfer tax; small county recording fees and title insurance dominate closing costs. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| All values | Flat 0% of the full value |
Indicative figures compiled August 2026 — official source: Colorado Department of Revenue. Rates are typically indexed or revised each financial year.
A USD 500,000.00 purchase in Colorado attracts about USD 0.00 in transfer tax at the standard indicative rates — an effective rate of 0%. Recording fees run $30–120; title insurance is the dominant closing cost. That makes the all-in cash requirement USD 500,000.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
No state transfer tax; small county recording fees and title insurance dominate closing costs. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Colorado Department of Revenue before you commit.
At the indicative rates above, a USD 500,000.00 property attracts about USD 0.00 in transfer tax — an effective rate of 0%. Recording fees run $30–120; title insurance is the dominant closing cost.. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in Colorado at the standard indicative rates. No state transfer tax on residential real estate. Check current eligibility rules with Colorado Department of Revenue.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Colorado Department of Revenue or a qualified local professional.
