United States · Transfer Tax
Georgia's transfer tax is $1 per $1,000 of the sale price — 0.1%, one of the lightest in the country — and is normally paid by the seller. Buyers instead pay the intangible recording tax of $1.50 per $500 on the amount of any new mortgage, which for a typical 80% loan adds about 0.3% of the loan. On a $380,000 home with a $304,000 mortgage, the buyer's recording tax is roughly $912 while the seller's transfer tax is $380 — a modest load compared with Florida or Pennsylvania.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at $380,000.00
Georgia pays $380.00 (0.1%) vs Georgia at $380.00 (0.1%).
Transfer tax of $1 per $1,000 (0.1%) plus an intangible recording tax on the mortgage amount. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| All values | Flat 0.1% of the full value |
Indicative figures compiled August 2026 — official source: Georgia Department of Revenue. Rates are typically indexed or revised each financial year.
A USD 380,000.00 purchase in Georgia attracts about USD 380.00 in transfer tax at the standard indicative rates — an effective rate of 0.1%. Recording fees run $50–200 depending on the county. That makes the all-in cash requirement USD 380,380.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
Transfer tax of $1 per $1,000 (0.1%) plus an intangible recording tax on the mortgage amount. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Georgia Department of Revenue before you commit.
At the indicative rates above, a USD 380,000.00 property attracts about USD 380.00 in transfer tax — an effective rate of 0.1%. Recording fees run $50–200 depending on the county.. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in Georgia at the standard indicative rates. Transfer tax 0.1% is usually paid by the seller. Check current eligibility rules with Georgia Department of Revenue.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Georgia Department of Revenue or a qualified local professional.
