United Kingdom · Stamp Duty
Wales runs its own Land Transaction Tax, and the bottom of the scale is friendlier than England's: the nil band runs to £225,000 (vs £250,000 in England) but the jump to 6% is steep, so a £300,000 Welsh home pays roughly £4,500 while an English one pays £2,500. First-time buyers get a £300,000 nil band, which covers most of the Welsh market. It is the only UK jurisdiction where the second-highest band reaches £1.5m at 10%.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at £350,000.00
Wales pays £7,500.00 (2.14%) vs Wales at £7,500.00 (2.14%).
0% to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, and 12% above. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| £0.00 – £225,000.00 | 0% |
| £225,000.00 – £400,000.00 | 6% |
| £400,000.00 – £750,000.00 | 7.5% |
| £750,000.00 – £1,500,000.00 | 10% |
| £1,500,000.00+ | 12% |
Indicative figures compiled August 2026 — official source: Welsh Revenue Authority — LTT rates. Rates are typically indexed or revised each financial year.
A £350,000.00 purchase in Wales attracts about £7,500.00 in stamp duty at the standard indicative rates — an effective rate of 2.14%. HM Land Registry fees apply (England & Wales registry) plus conveyancing costs. That makes the all-in cash requirement £357,500.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
0% to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, and 12% above. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Welsh Revenue Authority — LTT rates before you commit.
At the indicative rates above, a £350,000.00 property attracts about £7,500.00 in stamp duty — an effective rate of 2.14%. HM Land Registry fees apply (England & Wales registry) plus conveyancing costs.. The calculator above lets you change the price and see the result instantly.
First-time buyers: nil band up to £300,000 — the most generous UK FTB threshold. Eligibility rules change frequently and vary by buyer type, so verify your situation with Welsh Revenue Authority — LTT rates or a conveyancer.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: stamp duty rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Welsh Revenue Authority — LTT rates or a qualified local professional.
