United Kingdom · Stamp Duty
Wales runs its own Land Transaction Tax, and the bottom of the scale is friendlier than England's: the nil band runs to £225,000 (vs £125,000 in England), but the jump to 6% is steep, so a £300,000 Welsh home pays roughly £4,500 while an English one pays £5,000. Above about £350,000 the steeper Welsh bands overtake England, and a £500,000 home pays £18,000 in LTT versus £15,000 in SDLT. Wales is the only UK nation with no first-time buyer relief — the nil band that applies to every buyer is the trade.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Transfer tax / stamp duty: £7,500.00
Jurisdiction comparison at £350,000.00
Wales pays £7,500.00 (2.14%) vs Wales at £7,500.00 (2.14%).
0% to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, and 12% above. Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| £0.00 – £225,000.00 | 0% |
| £225,000.00 – £400,000.00 | 6% |
| £400,000.00 – £750,000.00 | 7.5% |
| £750,000.00 – £1,500,000.00 | 10% |
| £1,500,000.00+ | 12% |
Indicative figures checked against official sources on — official source: GOV.WALES — LTT rates and bands. Rates are typically indexed or revised each financial year.
A £350,000.00 purchase in Wales attracts about £7,500.00 in stamp duty at the standard indicative rates — an effective rate of 2.14%. HM Land Registry fees apply (England & Wales registry) plus conveyancing costs. That makes the all-in cash requirement £357,500.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
0% to £225,000, then 6% to £400,000, 7.5% to £750,000, 10% to £1.5m, and 12% above. Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with GOV.WALES — LTT rates and bands before you commit.
At the indicative rates above, a £350,000.00 property attracts about £7,500.00 in stamp duty — an effective rate of 2.14%. HM Land Registry fees apply (England & Wales registry) plus conveyancing costs. The calculator above lets you change the price and see the result instantly.
There is no general first-time buyer exemption in Wales at the standard indicative rates. No first-time buyer relief — Wales is the only UK nation without one; the £225,000 nil band for every buyer is the mitigation. Check current eligibility rules with GOV.WALES — LTT rates and bands.
The buyer normally pays the stamp duty in Wales — in full, before or at settlement — and it usually cannot be added to the mortgage, so it must be part of your cash budget alongside the deposit. Purchase contracts can reassign the obligation, so confirm what yours says.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: stamp duty rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with GOV.WALES — LTT rates and bands or a qualified local professional.
