Canada · Land Transfer Tax
Quebec's land transfer tax — universally called the 'welcome tax' — is collected by the municipality where the property sits, and the rates are the same province-wide. Montreal's bands cap out at 2.5% above $1.1 million, keeping duty among the lowest in Canada for luxury property. First time buyers can claim a rebate of up to $1,500 ($3,000 in Montreal) from the city on their first purchase.
Preset rates are indicative reference values only. Confirm current rates and any reliefs with your local tax authority.
Jurisdiction comparison at CA$500,000.00
Quebec pays CA$5,858.00 (1.17%) vs Quebec at CA$5,858.00 (1.17%).
0.5% to $54,700, then 1%, 1.5%, 2% and 2.5% bands — a $500k home pays about $6,436 (the 'welcome tax'). Bands below are the standard residential buyer schedule used by the calculator.
| Property value | Rate |
|---|---|
| CAD 0.00 – CAD 54,700.00 | 0.5% |
| CAD 54,700.00 – CAD 273,900.00 | CAD 273.50 + 1% above CAD 54,700.00 |
| CAD 273,900.00 – CAD 547,800.00 | CAD 2,466.50 + 1.5% above CAD 273,900.00 |
| CAD 547,800.00 – CAD 1,095,600.00 | CAD 6,570.00 + 2% above CAD 547,800.00 |
| CAD 1,095,600.00+ | CAD 17,622.00 + 2.5% above CAD 1,095,600.00 |
Indicative figures compiled August 2026 — official source: Revenu Québec — welcome tax. Rates are typically indexed or revised each financial year.
A CAD 500,000.00 purchase in Quebec attracts about CAD 5,858.00 in land transfer tax at the standard indicative rates — an effective rate of 1.17%. Quebec land registration fees are set by the Registre foncier and are modest. That makes the all-in cash requirement CAD 505,858.00 before you factor in any deposit, legal work, or moving costs. Adjust the price in the calculator to model your own number.
0.5% to $54,700, then 1%, 1.5%, 2% and 2.5% bands — a $500k home pays about $6,436 (the 'welcome tax'). Rates change with legislation and vary by buyer circumstances, so treat these as planning figures and confirm the current rate with Revenu Québec — welcome tax before you commit.
At the indicative rates above, a CAD 500,000.00 property attracts about CAD 5,858.00 in land transfer tax — an effective rate of 1.17%. Quebec land registration fees are set by the Registre foncier and are modest.. The calculator above lets you change the price and see the result instantly.
First-time buyers: municipal rebate up to $1,500 (up to $3,000 in Montreal). Eligibility rules change frequently and vary by buyer type, so verify your situation with Revenu Québec — welcome tax or a conveyancer.
The buyer pays the tax in essentially every case in this market. It is payable in full before or at settlement and cannot normally be added to a mortgage, so it must be part of your cash budget alongside the deposit.
How we calculate: the calculator applies the official band schedule marginally — each rate applies only to the slice of the price inside its band, exactly as the revenue authority does. Worked examples are computed with the same function.
Last reviewed: . Learn more about Nirmal Lashkari and LashkariProperties.
Disclaimer: land transfer tax rates change with legislation and vary by buyer circumstances. These are indicative planning figures, not tax advice — confirm every number with Revenu Québec — welcome tax or a qualified local professional.
