Find out how much home you can afford based on your income, existing debts, down payment, and a target debt-to-income ratio.
Car loans, credit cards, student loans, etc.
Lenders often cap total DTI around 36%–43%.
DTI is the share of your gross monthly income that goes to debt payments. Lenders use it to assess how much you can borrow.
Master UK Leasehold vs Freehold property differences. Learn about lease unexpired terms, the 80-year marriage value trap, ground rent escalation clauses, service charges, Section 20 notices, and the Leasehold Reform Act
Calculate a sustainable home-buying budget using income, debts, rates, down payment, total housing costs and realistic stress tests.
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Disclaimer: This calculator provides estimates for informational purposes only and is not financial, tax, or legal advice. Verify figures with a qualified professional before making decisions.
