Rule change log

Corrected the England, Scotland, Wales and Northern Ireland rate tables after re-verifying every figure against HMRC, Revenue Scotland and the Welsh Revenue Authority. The England/NI presets still carried the temporary £250,000 nil-rate band that ended on 31 March 2025, Scotland's additional-dwelling supplement was listed at its pre-December 2024 rate, Wales showed a first-time buyer relief that does not exist, and the UK hub understated the second-home surcharge. All UK worked examples were recomputed from the corrected bands, and the stamp duty hub's jurisdiction count now renders from the merged data file instead of a hardcoded number.

From

England/NI: 0% to £250,000 · 5% to £925k · 10% to £1.5m · 12% above; FTB relief 0% to £425,000 (properties ≤£625,000); Scotland ADS +6%; Wales FTB nil band £300,000; UK hub "second homes add 3%"

To

England/NI: 0% to £125,000 · 2% to £250k · 5% to £925k · 10% to £1.5m · 12% above (since 1 April 2025); FTB relief 0% to £300,000 then 5% to £500,000, lost above £500,000; additional homes +5% (since 31 October 2024); Scotland ADS 8% (since 5 December 2024); Wales: no FTB relief, additional dwellings +5 percentage points (since 11 December 2024)

Source

gov.uk — SDLT residential rates · revenue.scot — LBTT rates & updates · gov.wales — LTT rates and bands

Re-verified the SDLT bands and the 2% non-resident surcharge against the current HMRC guidance during the site-wide rank audit.

From

0% to £125,000 · 2% to £250,000 · 5% to £925,000 · 10% to £1.5m · 12% above (bands unchanged)

To

Same bands confirmed current; non-resident +2% and second-home +3% surcharges reconfirmed

Source

gov.uk — Stamp Duty Land Tax rates

Re-verified Ontario's LTT bands and the Toronto municipal tax layer used by the stamp duty calculator.

From

0.5% up to $55k · 1.0% to $250k · 1.5% to $400k · 2.0% to $2m · 2.5% above (bands unchanged)

To

Same bands confirmed; Toronto municipal top-up reconfirmed at its separate banding

Source

ontario.ca — Land Transfer Tax

Re-verified the seven NSW duty bands and the 8% foreign purchaser surcharge used as the AU default.

From

NSW banded duty with 8% foreign surcharge (bands unchanged)

To

Same bands confirmed current; surcharge rate reconfirmed at 8%

Source

revenue.nsw.gov.au — Transfer duty rates

Re-verified the 4% Dubai Land Department transfer fee and the ~0.25% registration trustee fee used across UAE pages.

From

4% DLD fee + registration trustee fee (unchanged)

To

Same fees confirmed current

Source

dubailand.gov.ae — Transfer fees

Replaced 37 dead source URLs across all posts and hubs with current pages (gov.uk, CFPB, NerdWallet, Zillow, UK Finance, FCA, Toronto, Knight Frank, ABS, BoE, Nolo, NSW).

From

Outdated source URLs returning 404

To

Current, verified source pages

Source

Live URL verification of every cited source