Estimate how much a lender may be willing to lend you, based on your income, your existing commitments, and the share of income lenders allow toward debt.
Lenders commonly allow 40%–55% of income toward debt.
No. It is an estimate of borrowing capacity. Lenders also assess credit history, employment stability, deposit size, and the property itself.
Reducing existing monthly obligations usually has the largest effect, followed by a longer term or a larger deposit.
Disclaimer: This calculator provides estimates for informational purposes only and is not financial, tax, or legal advice. Verify figures with a qualified professional before making decisions.
